Rates and Payments

Insurances Accepted: CareFirst, Blue Cross/Blue Shield, Cigna.


Please inquire for private pay rates. We believe that ultimately you should have full control over your process to include visit specifications. Some of these include confidentiality and flexibility. You are also afforded the ability of immediate services without the need to contact a third-party for prior-authorizations.


Some questions you may ask your insurance carrier:

  • Do I have mental health insurance benefits?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the copay/co-insurance amount per therapy session?

  • Is approval required from my primary care physician?

  • Do I need authorization?


We understand the effects recent economic times have placed upon many. With this, we are committed to providing you with options in order for you to obtain quality care and service.   

Please Contact Us to discuss possible solutions available.


FYI: Counseling (Psychotherapy) is based on the medical model where a diagnosis is given in order for insurance to be billed. 

If we do not directly participate with your insurance - upon your request we can provide you with a superbill. This allows you to seek reimbursement for your counseling services. We cannot guarantee any specific amount of reimbursement or percentage as each insurance company varies. 

Reduced fee services are available on a limited basis. 
  OpenPath - 
A Local Path to Affordable Therapy

Payment is due at the time of service. Cash, check and all major credit cards accepted for payment. All fees are non-refundable. 

Please make checks payable to: A Balanced Perspective, LLC. Thank You!

If you do not show up for your scheduled appointment, and you have not notified us at least 24 hours in advance, you will be required to pay the current cancellation fee established.

Questions? Please contact us for further information.

If you are in crisis, call the National Suicide Prevention Lifeline - a free 24-hour hotline - at 1.800.273.8255.

If your issue is an emergency, call 911 or go to your nearest emergency room.

A Balanced Perspective does not offer emergency services.

Crofton, MD 21114


Tel: 443-351-8033

 It's Not Just Counseling - It's Not Just Coaching

It's A Balanced Perspective - A New "Lifestyle"

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